Mile High FI Podcast

Doug and Mr. Money Mustache discuss choosing a place to retire, comparing Colorado’s costs and lifestyle with other locations. They also discuss geographic arbitrage and ways to explore potential places to live.

I put together the MMM episode guide: Mr. Money Mustache Episode Guide & Index

Links

• Pete Adeney/Mr. Money Mustache

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Carl and I discuss Stoicism and how we respond to criticism. I talk a little more about the Lazy Book (again). This is a partial highlight episode.

I took some of the best parts from a 2023 episode. Don't worry, there is new stuff, plus you probably forgot the episode. I know I did!

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Just a few updates for Oct. Send your questions for an upcoming show. doug@milehighfi.com

And I talk about fitness & fitness trackers.

Do you like the podcast and want to support the show?

https://buymeacoffee.com/milehighfi

Join the Mile High FI Club - It's our email list! http://milehighfi.club

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

A listener asks about stepping back from work and how a 6.25% withdrawal rate might impact his family's lives. Rusty joins me to discuss the lifestyle implications, how a 6.25% withdrawal rate, and 50% success rate might be a really good move. It's not financial, legal, or tax advice...it's just our thoughts.

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Doug and MMM answer a voicemail. A listener wants to know "what is enough?" He's 41, net worth of about $3.2M, paid off house, $1.75 million in retirement accounts, $200K in cash, and $750K in stocks in a brokerage account. Expenses are around $60,000 per year.

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Laziness has a branding problem. Justin Peters and Doug talk about idleness, anti-productivity, and intentionally doing less stuff.

FI Minded – Financial Independence Without the Extremes

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Mr. Money Mustache and I worked on something cool!

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Rusty and I talk about whether listener, April, should consider a higher paying role as a manager or stay as an individual contributor. This topic was inspired by our episode on quiet quitting.

Do you like the podcast and want to support the show? https://buymeacoffee.com/milehighfi

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show

Email the show: doug@milehighfi.com

00:00 Welcome Back and Not Advice

00:51 Quiet Quitting Email Setup

03:42 April’s Dilemma and Timeline

09:29 Manager vs IC Tradeoffs

14:27 Overachievers and Winding Down

34:43 Coasting for Meaning

36:09 Downtime Hobbies

39:02 Retirement Burnout Myth

42:32 Government Job Perks

49:08 Stay IC for Now

55:02 Stand-Up Comedy Class

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Doug chats with Blue (From Paychecks to Purpose podcast) about the intersections of money, career, personal identity, and living a good life. They discuss early money memories & childhood influences, transitioning out of corporate roles, entrepreneurship, avoiding the trap of tying self-worth to a job title, embracing leisure & anti-productivity, and the concept of “Deep Pursuits” to find purpose outside of work.

Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi https://milehighfi.com/support/

Links

• From Paychecks to Purpose
• ChooseFI episode 596, “Mistakes Were Made”
• Mr. Money Mustache, “The 4% Rule: The Easy Answer to “How Much Do I Need for Retirement?”
• FinTalks
• MHFI Facebook group
• Doug’s site
• Check out Producer Chris’s blog: Epic Financial Journey

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: doug@milehighfi.com

0:00 Introduction

1:17 Money origins

9:24 Frugality & financial basics

15:07 Engineering careers

25:35 Transitioning to self-employment

32:14 Entrepreneurship

36:01 Identity beyond work

41:48 Anti-productivity

47:28 Deep pursuits & flow state

54:40 Travel as growth

1:00:16 Purpose

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Doug and Rox Duckels (FinanceRox) chat with Dusti Young about her two-and-a-half-year journey in retirement. They dive into what happens when life throws unexpected financial & personal curveballs after leaving the traditional workforce – from rental property disasters and un-retiring to the fear of pressing the “sell” button on investments. Dusti & Rox also share their perspectives on navigating the FI journey as single individuals, covering everything from dating challenges and awkward Hinge profiles to the unique pros & cons of pursuing FI solo.

Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi https://milehighfi.com/support/

Links

• Connect with Dusti

• Instagram
• Email: ficollectivelongmont@gmail.com

• Connect with Rox

• FinanceRox website
• Instagram
• YouTube

• Dusti & Rox on MHFI episode 327
• Prairie dog discussion on MHFI episode 298
• The FI Collective
• Aubrey Williams, “Everyone Adjusts! Use Historical Analysis Risk-Based Guardrails to Reach FI Sonner!”
• MHFI Facebook group
• Doug’s site
• Check out Producer Chris’s blog: Epic Financial Journey

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: doug@milehighfi.com

0:00 Introduction

4:02 Early retirement nightmare

11:57 Transitioning to post-FI life

16:55 Purpose, identity, & loneliness

20:40 Financial flexibility

27:00 Back to work & drawing down

35:39 Setting boundaries & quitting again

44:13 FI as a single person

51:42 Small-community dating

58:45 Soundcheck – Sleep

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Doug chats with Bill Yount (Catching Up to FI) about the reality of pursuing FIRE: nobody does it perfectly. They discuss mistakes each of them made before and after their “financial wake-up calls,” including lack of money education, lifestyle inflation, bad insurance policies, debt, real estate blunders, predatory advisors, and the struggle to shift from aggressive saving to spending in retirement.

Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi https://milehighfi.com/support/

Links

• Catching Up to FI
• Catching Up to FI Facebook group
• Mr. Money Mustache, “The 4% Rule: The Easy Answer to “How Much Do I Need for Retirement?”
• Altruist wealth platform
• Monarch Money
• Bill Perkins, “Die With Zero”
• MHFI Facebook group
• Doug’s site
• Check out Producer Chris’s blog: Epic Financial Journey

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: doug@milehighfi.com

0:00 Introduction

0:46 Meet Bill Yount

6:13 Meet Doug Cunnington

13:11 Lack of a money foundation

19:16 Whole life insurance policies

25:36 Professional advisors vs. DIY

31:03 Benefits of working with an advisor

39:11 Housing mistakes

47:36 Over-saving & learning to spend

53:23 Selling at the market bottom

56:51 The Fog of FI

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Doug, Pete Adeney (Mr. Money Mustache), and Rox Duckels (FinanceRox) answer audience questions live at CampFI Rocky Mountain. The trio tackles topics such as financial strategies for younger generations, attracting younger audiences to FIRE, the most valuable self-investments, the real value of factoring Social Security into a FIRE plan, smooth transition strategies out of the workplace, and how to embrace idleness & art after reaching Financial Independence.

Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi https://milehighfi.com/support/

Links

• Pete Adeney/Mr. Money Mustache
• Mr. Money Mustache, “The Shockingly Simple Math Behind Social Security”
• The FI Collective
• Connect with Rox

• FinanceRox website
• Instagram
• YouTube
• F.I.ne Art Collective Sign up (w/ JD Roth)

• CampFI
• MHFI Facebook group
• Doug’s site
• Check out Producer Chris’s blog: Epic Financial Journey

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: doug@milehighfi.com

0:00 Introduction

2:11 Young adults & FIRE

7:03 Acquiring skills & raising kids

12:59 Social Security & spouses

20:49 Advice for recent retirees

27:49 Transitioning from work to retirement

36:16 AI vs. FIRE

41:48 Surprises after reaching FIRE

46:05 FIRE topics we miss

53:02 Soundcheck – I forgot

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Mr. Money Mustache & I answer a listener question about how a family can best transition to Wife FI! You can get your question on the show by recording a voice memo and emailing me.

Get priority by supporting the show via Buy Me a Coffee. It’s listener supported with no ads.

Follow the link to find out how: https://milehighfi.com/support/

I put together the MMM episode guide: Mr. Money Mustache Episode Guide & Index

Links

• Pete Adeney/Mr. Money Mustache
• MHFI episode 305, “Mr. Money Mustache Explores Pop Culture Through the Lens of FIRE”
• JL Collins, “The Simple Path to Wealth”

Email the show: doug@milehighfi.com

0:00 Introduction

0:56 Planning for Wife FI

4:33 Cash cushion debate

11:30 Listener update

14:34 Margin loans

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Doug reunites with Carl at CampFI to chat about cognitive biases in the FIRE community – psychological shortcuts and blind spots that influence financial decisions, spending habits, and mindsets. The pair are joined by Kristen Knapp (FI Friends Travel) & Amberly Grant (FinTalks) to explore how our brains can get in the way of building a fulfilling life.

Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/

Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!

• Guitar Accessories
• Hiking & Outdoor
• Essentials for Sleep

Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington

Links

• Carl Jensen/1500 Days to Freedom
• Kristen Knapp/FI Friends Travel
• Amberly Grant
• CampFI
• The FI Collective
• MHFI Facebook group
• Doug’s site
• Check out Producer Chris’s blog: Epic Financial Journey

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: doug@milehighfi.com

0:00 Introduction

4:24 Recency bias

11:01 Navigating market downturns

15:11 Arrival fallacy

23:17 Happiness, community, & fulfillment

30:09 Anchoring

37:47 Ultra frugality & finding deals

45:27 Confirmation bias

52:38 Beyond the FI echo chamber

1:04:46 Soundcheck – FIRE pickup lines

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Do you like the podcast and want to support the show?

Referenced Mad Fientist: Decade of Freedom

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

doug@milehighfi.com

00:00 asset driven lifestyle creep

03:57 decumulation

07:35 overoptimizing and simplicity

12:16 reviews & support

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Doug chats with Amberly Grant (FinTalks) about how their views have evolved after years in the FI community. They challenge classic FIRE movement dogmas, revisit old thoughts about savings rates & retirement planning, discuss shifting FI numbers & goals due to changing life circumstances, and reframe lifestyle creep as a positive when it funds a desired life. Amberly also asserts her opinion that money is often the easiest/most boring FI topic compared with personal growth.

Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/

Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!

• Guitar Accessories
• Hiking & Outdoor
• Essentials for Sleep

Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington

Links

• Amberly Grant/FI Travel LLC
• CampFI
• David Chilton, “The Wealthy Barber”

• Paperback

• Mr. Money Mustache, “The 4% Rule: The Easy Answer to “How Much Do I Need for Retirement?”
• MHFI Facebook group
• Doug’s site
• Check out Producer Chris’s blog: Epic Financial Journey

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: doug@milehighfi.com

0:00 Introduction

5:08 Saving for retirement

11:54 Updated FI number

16:42 Money isn’t the hard part

20:38 The sprint to retirement

28:44 Lifestyle creep reframed

33:42 Retirement spending

39:45 Purpose vs. productivity

45:45 Identity, redefinition, evolution

51:57 Soundcheck – FI Travel LLC

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Doug chats with Natalie & Bill about reaching Financial Independence, attempting early retirement, and how a lack of post-work identity & structured hobbies led them both back to the workforce. They discuss what they learned along the way and how returning to work confirmed that they’re now financially & mentally ready to stop for good.

Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/

Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!

• Guitar Accessories
• Hiking & Outdoor
• Essentials for Sleep

Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington

Links

• Chris Voss, “Never Split the Difference”

• Kindle
• Hardcover
• Paperback
• Audiobook

• Mr. Money Mustache
• Mr. Money Mustache, “News Flash: Your Debt is an Emergency!!”
• EconoMe Conference
• MHFI Facebook group
• Doug’s site
• Check out Producer Chris’s blog: Epic Financial Journey

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: doug@milehighfi.com

0:00 Introduction

1:36 Preparing for a European trip

8:25 Discovering FIRE

13:05 Frugality vs. spending

18:46 Becoming debt-free & saving

23:20 Career burnout

29:46 Returning from Europe

36:56 Bill’s exit plan

41:09 Natalie’s exit plan

48:40 EconoMe takeaways

55:31 Rekindling hobbies & volunteering

59:43 FIRE confirmation

1:08:39 Soundcheck – Border collies

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Doug chats with Carl & Rusty about a classic debate in the FI community – DIY vs. outsourcing. They discuss situations when outsourcing makes sense, emphasizing intentionality, buying back time, overcoming psychological hurdles of hiring help, and avoiding letting outside forces rewrite core values.

Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/

Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!

• Guitar Accessories
• Hiking & Outdoor
• Essentials for Sleep

Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington

Links

• Carl Jensen/1500 Days to Freedom
• Email Rusty: rustyfromco@gmail.com
• A.J. Jacobs
• EconoMe Conference
• Big Think, “Give pee a chance: Why German men urinate sitting down”
• MHFI Facebook group
• Doug’s site
• Check out Producer Chris’s blog: Epic Financial Journey

—

Join the Mile High FI Club – It’s the email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

Email the show: doug@milehighfi.com

0:00 Introduction

3:30 An outsourcing mindset

9:01 House cleaning

18:20 Yard work

26:20 ROI & money mindset

34:38 Home construction

42:36 Home maintenance

49:26 Cooking, grocery shopping, & kids

58:14 Financial advice

1:07:44 Car maintenance

1:11:44 Haircuts

1:17:47 Soundcheck – Peeing

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Doug chats with Rusty about the concept of “quiet quitting”, spurred by an email from listener “Brian”. They discuss the psychological shifts needed to step back from overachieving, provide strategies for reclaiming personal time & prioritizing health, and share tips on leadership, strategic delegation, prioritizing high-value problem solving, and setting firm boundaries.

Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/

Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!

• Guitar Accessories
• Hiking & Outdoor
• Essentials for Sleep

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Links

• Email Rusty: rustyfromco@gmail.com
• MHFI episode 316, “Optimizing the Last Year of Work Before Retirement – Rusty (Part 1)”
• MHFI episode 317, “Optimizing the Last Year of Work Before Retirement – Rusty (Part 2)”
• Carla on MHFI episode 319
• Chris Hutchins, “All the Hacks” podcast
• J. Kenji López-Alt, “When Should I Salt my Eggs? | Ask Kenji”
• MHFI Facebook group
• Doug’s site
• Check out Producer Chris’s blog: Epic Financial Journey

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**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

Brought To You By:

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Email the show: doug@milehighfi.com

0:00 Introduction

3:46 Brian’s email: Doing less at work?

11:20 Appearing busy

17:54 Guilt vs. productivity

26:36 The delegation strategy

34:09 Solving big problems & work identity

40:23 Taking advantage of work-related travel

48:06 Vacation & sick day rights

55:40 Optimization & work ethic vs. intentionality

1:02:12 Office wellness hacks

1:09:22 Soundcheck – Muffins & pizza

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Mr. Money Mustache & I answer your questions! You can get your question on the show by recording a voice memo and emailing me.

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Mr. Money Mustache Episode Guide & Index

Email the show: doug@milehighfi.com

00:00 Welcome and Setup

01:03 Too Much Freedom

04:19 Childhood Independence

08:13 Routines and Productivity

10:17 Long Term Care Fears

11:47 Prevention and Self Insurance

15:48 Worry Math and Dementia

18:02 Charity and Volunteering

20:29 Effective Giving Mindset

22:18 Community Updates and Support

24:51 Outro and Disclaimers

Do you like the podcast and want to support the show? Follow the links to find out how:
https://buymeacoffee.com/milehighfi

Get MHFi Merch – It helps support the show. Get t-shirts & more

doug@milehighfi.com

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**