The Wealth Without Wall Street Podcast

What happens when you put $1 million of your own money into passive-income investments?

Russ Morgan ranks their investments from F to S tier, revealing which ones lost money, which ones produced consistent cash flow, and which investments they would never touch again.

From Bitcoin mining and Turo to syndications, e-commerce, short-term rentals, and their land business, he explains what each investment taught them and why understanding the business mattered more than the asset class.

Watch the full video to learn the surprising pattern.

Top three things you will learn:

-The three tests to use before investing

-Why some investments fail

-The one pattern behind the biggest wins

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

What if your most profitable investment is one you would never make again? In this episode, Russ and Joey revisit a short-term rental business that generated more than $288,000 in income over 74 months. Despite the financial success, they explain why the deal fell short of the standards they use today to evaluate investments.

Their experience reveals the risks of rental arbitrage and shows why a strong return doesn't automatically make an investment opportunity a good fit.

Russ and Joey introduce their “Golden Filter,” a three-part framework built around fit, risk, and outcome, explaining how investors can use it to assess opportunities.

Tune in to learn how to evaluate investments with clarity and why a repeatable process matters more than past success.

Top three things you will learn:

-Cash flow and passive income are not always the same

-How to assess an investment's fit and risk

-Identifying multiple ways to win

August 2026 Income At-A-Glance:

-Gross Income for August: $49,402.00

-Total Expenses for August: $18,384.00

-Total Net Profit for August: $31,018.00

-Difference b/t July & August: ($13,975)

-% of net profit to overall gross revenue: 63%

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

Infinite Banking is often misunderstood. Some people call it a gimmick, while others see it as a powerful wealth-building strategy. In this episode, Joey Mure breaks down exactly how infinite banking works, what it is not, and why the difference between simply owning a policy and properly designing a system can completely change the outcome.

He explores how dollars move through the system—first building a foundation, then being deployed into investments and opportunities. Joey explains the difference between withdrawing money and using policy loans to create additional leverage for acquiring assets.

The strategy is not a quick fix or a tax loophole, but a long-term financial system for entrepreneurs and business owners who want more control over their capital.

Top three things you will learn:

-The structure behind the strategy

-Why wealthy individuals keep their money working

-Who infinite banking is designed for

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

You might be saving money, investing, and doing everything you're “supposed” to do and still not feel financially free. Why? In this episode, Russ and Joey sit down with Cameron Christiansen to explore why so many people work hard, save diligently, but still struggle to create financial freedom.

Cameron explains why financial control matters, how traditional retirement accounts can limit access to capital, and why choosing the right financial vehicle is critical. He breaks down the Infinite Banking Concept, including the importance of understanding its core principles rather than relying on opinions or incomplete information.

If you are considering Infinite Banking or simply looking for greater control over your money, this episode offers important principles to understand before taking the next step.

Top three things you will learn:

-Why the financial “vehicle” matters

-What you need to understand before pursuing Infinite Banking

-How access to capital can create new opportunities

About Our Guest:

Cameron Christiansen is the co-founder of Infinite Wealth Consultants and co-host of the Infinite Wealth Podcast, where he helps high-income earners and real estate investors achieve financial freedom through Infinite Banking and passive income strategies. A seasoned small business owner for almost two decades, Cameron became disillusioned with conventional financial advice and turned to alternative wealth-building strategies after seeing firsthand the limitations of Wall Street.

Today, he is recognized as one of the nation’s leading authorities in the Infinite Banking Concept (IBC), combining the principles of Becoming Your Own Banker with Robert Kiyosaki’s cash flow mindset.

Connect with Cameron Christiansen:

👉 https://cameron.infinitewealthconsultants.com/

Buy the Book (Becoming Your Own Banker):

📘https://www.wealthwithoutwallstreet.com/infinite-banking

Tax-Free Wealth by Tom Wheelwright:

📘https://www.amazon.com/dp/1612681204

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

Most entrepreneurs spend years building a successful business, but what if that business is also the thing keeping them trapped? Russ Morgan reveals why building an operating business alone might never create true financial freedom and explains the second business entrepreneurs need to build to turn active income into lasting passive income.

He breaks down the three components behind building an investment business, explains the “earn, store, deploy, repeat” framework, and clarifies how entrepreneurs can both keep money growing and be ready for opportunities.

Find out how to create a second business that produces enough passive income to give you more control over your time, decisions, and future.

Top three things you will learn:

-Two businesses every entrepreneur needs to build

-The system for turning active income into passive income

-Why financial freedom starts with defining your finish line

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

You’ve been told that maxing out your 401(k) is the smartest financial move, but have you ever looked at the math behind the strategy? Joey Mure breaks down the assumptions behind traditional retirement planning and why the strategy may not create the freedom you actually want.

Joey shares four overlooked challenges that can impact your wealth, flexibility, and ability to access your money when opportunities arise. He also explores why building a retirement account balance may not be the same as creating true financial freedom.

Discover the alternative equation that matters most: creating enough passive income to cover your monthly expenses and give you more control over your future.

Top three things you will learn:

-The four hidden challenges of relying on your 401(k)

-Why retirement account balances don’t always equal financial freedom

-The difference between accumulating money and building cash flow

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

What happens when a CPA evaluates Infinite Banking like any other financial product? In this episode, Russ and Joey sit down with Anthony J. Faso to explore what CPAs may be getting wrong about Infinite Banking, why he changed his perspective after the financial crisis, and how his experience eventually led him to leave his CPA firm and focus full-time on helping people implement Infinite Banking.

Anthony also shares client examples involving retirement accounts, short-term rentals, business liquidity, and buying competitors during an industry downturn. The conversation goes beyond the policy itself to explore liquidity, opportunity cost, cash-flowing assets, tax deductions, and why Infinite Banking is a process, not simply a life insurance product.

Top three things you will learn:

-Why evaluating Infinite Banking solely by rate of return can miss the bigger picture

-How liquidity can create opportunities for entrepreneurs during difficult markets

-Why simply taking a policy loan does not create wealth

About Our Guest:

Anthony J. Faso is a self-proclaimed “Recovering CPA.” He was born and raised in Las Vegas, NV. After serving in the Army, he graduated with a degree in accounting from UNLV. After working for the accounting firm PricewaterhouseCoopers (PwC) and owning his own firm, Anthony now focuses his practice on teaching his clients the Infinite Banking Concept.

Connect with Anthony J. Faso:

👉 https://anthony.infinitewealthconsultants.com/

Buy the Book (Becoming Your Own Banker):

📘https://www.wealthwithoutwallstreet.com/infinite-banking

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

Entrepreneurs are wired to solve problems, take risks, and believe they can make almost anything work. But those same strengths can become dangerous when investing. Russ and Joey reveal the mindset shift that separates building a business from building wealth and why optimism can become your biggest investing weakness.

In this July Passive Income Report, they compare the entrepreneur mindset with the investor mindset and share examples from their portfolio. They explain the Investor Buy Box, the framework they use to evaluate every opportunity, and why it has become more valuable than trusting a great pitch.

The lesson is that entrepreneurs do not have to stop investing, but they must learn to think differently before moving their money.

Top three things you will learn:

-Why entrepreneurs often make poor investment decisions

-How the Investor Buy Box changes decision-making

-Why verification matters more than a compelling story

Mentioned in this episode:

-The Entrepreneur Roller Coaster by Darren Hardy - https://store.darrenhardy.com/products/the-entrepreneur-roller-coaster

July 2026 Income At-A-Glance:

-Gross Income for July: $59,099.00

-Total Expenses for July: $14,108.00

-Total Net Profit for July: $44,991.00

-Difference b/t June & July: $883.00

-% of net profit to overall gross revenue: 76%

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

What if the biggest problem in your finances isn’t your interest rate but where your attention is focused? In this episode, Russ and Joey continue their Becoming Your Own Banker book review by exploring Nelson Nash’s concept of “the problem.”

The hosts explain why many people spend their time chasing better rates on small amounts of money saved while ignoring the larger financial environment where most of their money actually flows.

Using Nelson’s airplane analogy, Russ and Joey explain how financial headwinds can slow progress and why controlling your financial environment can create a significant advantage over time.

The key point is that financial freedom requires building a stronger capital system and focusing on controlling the financial environment rather than simply optimizing small pieces of the equation.

Top three things you will learn:

-Why interest rates may not be the most important financial number

-What Nelson Nash’s airplane analogy reveals about money

-How to create a system that puts your money back to work

Buy the Book (Becoming Your Own Banker):

📘https://www.wealthwithoutwallstreet.com/infinite-banking

Infinite Banking Example: The True Cost of Paying Cash vs. Whole Life Insurance: 👉 https://www.youtube.com/watch?v=h4rugVZkajc

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

What happens when a professional athlete’s career ends and then the income ends too? Dan Brisse saw his childhood heroes lose everything and used that as a warning to build a completely different financial future.

He spent nearly 15 years as a professional snowboarder watching fellow athletes lose their homes, cars, and financial stability after their careers ended. That forced him to think differently about money. Instead of waiting until retirement, Dan learned how to turn the income he earned as an athlete into assets that could generate cash flow and give him greater control over his future.

In this episode, Dan joins Russ and Joey to share how he went from buying his first rental properties to building Granite Towers Equity Group and investing in larger multifamily properties. He explains why he uses a clear investment “buy box” rather than chasing every deal that looks attractive.

Top three things you will learn:

-Why athletes need a financial plan beyond their athletic career

-How to evaluate a real estate deal before investing

-Why investment losses can become valuable lessons

About Our Guest:

Dan Brisse is the co-founder & Managing Partner at Granite Towers Equity Group and oversees operations, acquisitions, investor relations, and asset management.

​

As a professional snowboarder for over 13 years, Dan took home multiple X Games gold medals and was known as one of the top urban snowboarders in the world. His drive for excellence and success can be seen in Granite Towers' real estate portfolio.

Dan is also the co-host of the Keeping It Real-Estate Podcast and the co-author of 4 Steps to Successful Passive Investing.

Connect with Dan Brisse:

- Website - https://granitetowersequitygroup.com

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

Why would anyone willingly pay interest to access money they already have? In this episode, Russ and Joey continue their Becoming Your Own Banker book review by explaining Nelson Nash’s grocery store example to address one of the most common questions about Infinite Banking.

They break down the surprising answer behind the question and reveal why this mindset shift can completely change how you think about money, ownership, and building wealth.

Top three things you will learn:

-Why paying interest can actually benefit your financial system

-How the grocery store example changes the way you think about money

-Why discipline is the key to becoming your own banker

Buy the Book (Becoming Your Own Banker):

📘https://www.wealthwithoutwallstreet.com/infinite-banking

Infinite Banking Example: The True Cost of Paying Cash vs. Whole Life Insurance: 👉 https://www.youtube.com/watch?v=h4rugVZkajc

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

What would happen if you disappeared for 30 days? Would your income keep coming in? Russ and Joey reveal what their month-long sabbatical taught them about passive income, financial freedom, and why the true goal isn’t more money but more control over your time.

The hosts tell of how their $44,108 in passive income allowed them to step away from work, travel through Europe, and be fully present with their families.

Today's discussion emphasizes that building passive income is about more than reaching a financial number—it is about creating the ability to choose how you spend your time, especially during the moments that cannot be recreated later.

Top three things you will learn:

-Why passive income provides more than financial security

-Why financial freedom is really about controlling your calendar

-The biggest return on passive income

June 2026 Income At-A-Glance:

-Gross Income for June: $63,048.00

-Total Expenses for June: $18,940.00

-Total Net Profit for June: $44,108.00

-Difference b/t May & June: $8,867.00

-% of net profit to overall gross revenue: 70%

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

What if the biggest thing standing between you and your financial goals isn’t money but your ability to imagine what’s possible? In this episode, Russ and Joey continue their review of Nelson Nash’s Becoming Your Own Banker by exploring a powerful lesson on imagination and why the ability to think creatively about your future could completely change how you approach wealth building.

Russ and Joey also discuss practical ways to strengthen imagination, including creating vision boards, setting aside dedicated time to think, reading to generate new ideas, and challenging yourself with the question: “If my only job was to put money to work, what would I do with it?”

Top three things you will learn:

-Why imagination is a critical part of wealth building

-How to train yourself to think creatively about money

-Why becoming your own banker requires you to take control

Buy the Book (Becoming Your Own Banker):

📘https://www.wealthwithoutwallstreet.com/infinite-banking

The Hierarchy of Wealth:

👉https://www.wealthwithoutwallstreet.com/podcast/the-hierarchy-of-wealth

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

Everyone wants to know how to become financially free, but few people ask what happens after they get there. In this episode, Russ Morgan and Joey Mure reveal why financial freedom is not the finish line. The conversation reveals how Infinite Banking continues to play a role even after one achieves financial freedom.

Russ and Joey explain how their banking system acts as a hub for excess cash flow, helping them store capital, manage windfalls, handle lower-income months, and stay prepared for future opportunities.

They discuss why financial freedom is not just about replacing income, but about creating a system that protects wealth, preserves flexibility, and allows future generations to benefit from the financial foundation being built today.

Top three things you will learn:

-Why financially free people should not spend 100% of their passive income

-How Infinite Banking continues after reaching financial freedom

-How to handle months when passive income falls short

Watch this Video: Income = Premium: Nelson Nash Case Study (Becoming Your Own Banker Page 48) - https://www.youtube.com/watch?v=9o36vkLM3-Q

May 2026 Income At-A-Glance:

-Gross Income for May: $56,081.00

-Total Expenses for May: $20,840.00

-Total Net Profit for May: $35,241.00

-Difference b/t April & May: ($7,089,00)

-% of net profit to overall gross revenue: 63%

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

What if the biggest obstacle between you and financial freedom isn’t income but how you use your money? Most people think becoming wealthy is about earning more, saving more, or finding the perfect investment. But Nelson Nash challenged that entire way of thinking.

In this episode, Russ and Joey are revisiting Becoming Your Own Banker by Nelson Nash, breaking down the foundational principles of controlling your money instead of handing over the banking function to someone else. They explain why becoming your own banker is not simply about buying a life insurance policy, but about creating a system where money remains in motion, allowing individuals to maintain control over their cash flow while still accessing capital for opportunities.

Russ and Joey also unpack Nelson Nash’s personal journey, including the financial challenges that led him to develop the Infinite Banking Concept and the importance of investing in yourself, creating a spending plan, and building a system that grows over time.

Top three things you will learn:

-Why understanding how banking works changes the way you build wealth

-Why becoming your own banker requires discipline, not just knowledge

-How to keep your money working instead of letting it sit idle

Buy the Book (Becoming Your Own Banker):

📘https://www.wealthwithoutwallstreet.com/infinite-banking

The Hierarchy of Wealth:

👉https://www.wealthwithoutwallstreet.com/podcast/the-hierarchy-of-wealth

Why Would I Pay Interest On My Own Money?

👉https://www.youtube.com/watch?v=zO3uI__6p7M

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

What if burnout isn’t caused by working too hard but by working on the wrong things for too long? In this episode, Tim Francis joins Russ and Joey to share the unexpected turning point that forced him to rethink success, productivity, and the role of the entrepreneur in their own life.

From financial collapse and physical breakdown to rebuilding through systems and delegation, this conversation reveals what it really takes to protect your energy while scaling a business.

The conversation also explores the mindset shift required to avoid burnout and shares practical tools, including time audits, productivity systems, and delegation frameworks, that help entrepreneurs regain control of their time and energy.

Top three things you will learn:

-Burnout is often a systems problem, not a workload problem

-Eliminate, automate, delegate is the core framework for time freedom

-The entrepreneur is the number one asset in any business

About Our Guest:

Tim Francis is an award-winning entrepreneur from Canada and the founder of ProfitFactory.com and GreatAssistant.com.

In 2011, Tim was struck by a rare illness, leaving him unable to walk for 3 months. He nearly went bankrupt and was forced to restart. Tim promised himself he’d “never be a burnout entrepreneur again,” a driving motivation that led to the creation of Profit Factory.

Today, Tim helps entrepreneurs transition from Business Operator to Business Owner, helping them successfully arrange, then delegate to a production team around them. Entrepreneurs appreciate their newfound freedom to work ON the business, take time off, travel, or start other ventures.

Connect with Tim Francis:

- Website - https://timefreedom.profitfactory.com/WWWS

- Website - https://greatassistant.com/apply

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

Four investments lost money in April 2026, but Russ and Joey explain why that’s not a problem and what it teaches about real-world investing. In this episode, Russ and Joey break down their April 2026 passive income report, describing the reality of running a diversified investment portfolio. While 12 investments generated positive returns, four investments lost money, and three had neutral performance.

They discuss how timing and seasonality affect returns, particularly in short-term rentals. Despite losses in some ventures like digital websites and niche startups, Russ and Joey emphasize that learning from each investment is key. They also highlight the importance of filtering deals, understanding assumptions, and investing with confidence rather than emotion.

This episode offers insights into evaluating investment operators, managing expectations for cash flow, and creating a portfolio that can withstand occasional losses.

Top three things you will learn:

-Winning portfolios don’t require every investment to succeed

-Cash flow is inherently lumpy

-Why operator selection is more important than asset selection

April 2026 Income At-A-Glance:

-Gross Income for April: $64,588.00

-Total Expenses for April: $22,258.00

-Total Net Profit for April: $42,330.00

-Difference b/t March & April: ($6,725.00)

-% of net profit to overall gross revenue: 65%

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

Most investors think mid-term rentals are just another Airbnb strategy until they try it and realize the model works completely differently. In this episode, Abi Horton joins Russ and Joey to break down how mid-term rentals actually operate, who they work best for, and the systems that make them either highly profitable or a major mistake if done wrong.

Abi shares why she believes mid-term rentals are the sweet spot for investors who want strong ROI without the operational intensity of short-term rentals. She explains how they create consistent occupancy while reducing turnover costs and guest management headaches.

The conversation also dives into pricing strategies, property types that perform best, HOA considerations, and how landlords can avoid vacancy gaps.

Top three things you will learn:

-Why mid-term rentals have strong ROI potential

-Why there's a huge demand for mid-term rentals

-How matching systems outperform listing platforms

The Rental Strategy Most Landlords Are Missing (free webinar): https://webinar-aros-mtr.webinarninja.com/automated-webinars/24724/register

Midterm Rental Setup Checklist: Get the free checklist by sending a direct message with the word "wealth" to either the Aros Instagram page or Abi Horton's personal page.

About Our Guest:

Abi Horton is a voice-over artist and a mid-term rental specialist. Having worked directly with families who need housing and landlords trying to fill their properties, Abi decided to build Aros. This platform connects landlords with high-quality, long-stay housing requests from insurance and corporate clients.

Connect with Abi Horton:

Instagram (Aros) - https://www.instagram.com/stay.aros/

Instagram (Abi Horton) - https://www.instagram.com/theabihorton/

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

Think a six-figure salary means you’re rich? Think again. In this episode, Tait Duryea joins Russ and Joey to break down the reality of the high income poverty trap, where earning a six-figure salary or more doesn’t automatically lead to financial freedom. He explains why many high-income earners feel “rich on paper but broke in reality.”

Tait shares strategies for redirecting high-income earnings into real assets, passive income streams, and tax-efficient investments. He discusses practical examples, including real estate and oil & gas investments, highlighting how these tools can help create sustainable cash flow and grow net worth over time.

Tait also talks about the mindset and systems required to break the cycle of working harder for money.

Top three things you will learn:

-High income doesn’t guarantee financial freedom

-How to redirect high income into real assets and passive income streams

-Mindset and systems matter as much as income

About Our Guest:

Tait Duryea is an experienced airline captain. While aviation was his primary career choice, real estate always held a special allure. Fortunately, Tait has been able to find success in both. Since joining a major airline in 2010, Tait has gained over a decade of experience in a diverse range of real estate investing.

As he learned the tactics and strategies employed by the ultra-wealthy, Tait recognized a unique opportunity to share this knowledge with fellow pilots. He launched Turbine Capital in 2020 to provide pilots with access to high-quality investment opportunities, and in 2023, the Passive Income Pilots podcast was launched as a free financial education resource.

Connect with Tait Duryea:

- Website - http://turbinecap.com

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.

What caused the multifamily market crash that blindsided most investors? In this episode, Russ and Joey sit down with Neal Bawa, a data-driven real estate expert, to discuss the multifamily market crash that caught many investors off guard.

Neal shares insights on how the combination of rising interest rates, oversupply, and assumptions about cash flow has caused property values to drop 20–30% across the U.S., creating both challenges and opportunities for investors.

Whether you’re a seasoned investor or just starting out, this episode offers a rare look at the lessons learned from the multifamily market downturn and how to position yourself for success in the next cycle.

Top three things you will learn:

-The real cause of the multifamily market crash

-How investors and operators can respond strategically

-How to identify future opportunities in a lagging market

About Our Guest:

Neal Bawa is CEO and Founder at Grocapitus, a commercial real estate investment company. He is known as the Mad Scientist of Multifamily and one of the most in-demand speakers in commercial real estate. He is a data-driven guru, a process freak, and an outsourcing expert. He treats his multifamily portfolio as an ongoing experiment in efficiency and optimization.

Connect with Neal Bawa:

- Grocapitus Website: https://www.grocapitus.com/

- Free eBook (Location Magic): https://multifamilyu.com/lp/location-magic-ebook/

- Join Our Investor Club: https://multifamilyu.com/club

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 http://quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 http://wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 http://wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

DISCLOSURE:

Wealth Without Wall Street provides educational and informational content only and does not provide legal, tax, financial, or investment advice. Any examples or case studies are illustrative and not a promise or guarantee of results. Earnings or income statements (if any) are not typical, and your results will vary based on factors such as your effort, experience, market conditions, and business decisions. You are responsible for your own actions and outcomes.