Zac Rios

2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:52 Spending Wrapped
2:26 Chick fil A
3:42 Total Spent
5:31 Comment
5:49 Mustang
7:44 Spent At Work
9:37 Yearly spending
11:45 Comment
12:12 Food
12:55 Groceries
13:42 Concert
14:01 Disney
14:32 Justifying Spending
15:20 "Relatable"
17:18 Just Buy More
18:05 Comment
18:19 Hobbies
19:32 Christmas
19:48 Debt

#money #finance #debt

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2nd Channel @ZacV2
HowMoneyWorks @HowMoneyWorks

Chapters
0:00 Subscribe!
0:44 $10 Million For The American Dream
1:54 Different Lifestyles
3:25 Global
4:42 Market Gains
6:10 Traditional Lifestyle
7:50 Cost of Kids
9:32 Digital Nomads
11:10 Job Security
12:56 Luxury and Spending
14:22 Taxes
15:52 Pay Cuts
17:12 Video Comments
18:26 Comment
18:48 American Dream Is Dead
20:41 Comment
21:11 Inflated American Dream

#money #finance #debt

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2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:42 Listings
1:40 Automate
2:42 Your Comments
4:04 Worst Interview
5:09 MLM
6:41 Comment
6:54 Skit
7:42 Low Pay
8:30 Over The Top
9:45 Did Not Get The Job
11:19 Comment
11:37 Indeed Comments Section
13:16 Comment
14:13 Recruiter
17:34 Comment
17:53 More Recruiters
20:39 Comment
21:01 Jobs
21:50 Comment
23:00 Scams

#money #finance #debt

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2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:49 Stellantis Plants
3:23 Ford EV
4:55 Tesla
6:20 Zoom Firings
7:37 Volkswagon
9:15 Auto Worker Layoff
10:51 Nissan
12:24 Cybertruck
13:30 Trucking Industry
15:38 Dealerships
17:55 Mass Layoffs

#money #finance #debt

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2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:37 Moving Back In With Parents
2:39 $4,100 Mortgage
4:20 Regret
5:55 Comment
6:05 Extra Costs
7:12 HOA
8:34 Townhouse
9:57 Flipped Home
12:39 New Build
13:35 Repairs
14:34 Not Worth It
15:28 Extra Costs
17:22 Starter Home
18:03 Comment
18:23 $7,000 Mortgage
19:12 Things To Know
20:19 Water
21:22 Property Taxes
22:11 Comment
22:19 Rental Properties

#money #finance #debt

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2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow

Chapters
0:00 Subscribe!
0:55 Car Payment
2:28 Comment
3:15 Doordash
5:24 Comments
6:46 Youtuber
8:55 Comment
9:28 Lifestyle Creep
11:24 Comment
11:49 Pokemon
12:57 Worst Mistakes
14:56 AirBnb Sink
16:07 Comment
16:24 Student Debt
18:22 Worst Mistakes
19:21 Loan For PC
20:17 Worst Mistakes
20:59 Lying
21:55 Spending
23:30 Skit
25:19 Not Tracking
26:55 Courses

#money #finance #debt

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2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:52 $2,000 Tires
2:48 Ford Maverick
4:57 Comment
5:11 Hellcat
6:19 Comment
6:27 Audi SQ5
8:15 Regret
9:39 Hummer EV
11:04 Comment
11:12 New Vehicles
12:57 Hyundai
14:24 Comment
15:03 New Car
15:27 "Dream Car"
16:57 Escalade
18:44 Rav 4
19:30 New 4Runner
20:01 Old Tech
21:00 25% APR
22:42 Nissan
23:30 Range Rover
24:37 Jeep
25:59 Wrangler
26:32 Least Reliable

#money #finance #debt

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2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:16 May 5th
2:36 Clarification
4:08 Not Paying
5:55 Loan Length
6:45 Comment
9:03 Worthless Degrees
9:42 Forever Student
11:17 Won't Work
12:19 Comment
12:36 Not Paying
14:28 Told To Do
16:23 Comment
17:04 No Escape
17:37 Hide From Gov
18:39 Not Paying
19:53 Influencers
22:05 Accountability
22:45 News
23:35 Comment
23:54 Just Pay It Off

#money #finance #debt

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2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:53 In Debt
2:40 Your Comments
3:19 How Much Debt Do You Have?
5:00 Disney Credit Card
6:03 Comment
6:19 Spent At Disney
7:49 Disney Spending
8:42 "Relatable"
9:24 Overspending
10:41 Rip Off
11:22 Merch Prices
12:50 Comment
12:56 Disney Adults
14:32 Comment
15:00 Disney Park Price Increases
15:40 Peak Times
16:15 Parking
16:42 All Out
18:14 $42,000 Water Bottle
18:31 Disney Wedding
19:25 Incentives
20:13 Over Budget
21:16 Comment
21:46 Tokyo Disney
22:47 Comment
22:53 Klarna

#money #finance #debt

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2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:02 1st
3:17 Comment
4:12 2nd
6:26 Comment
7:32 3rd
9:30 4th
11:45 5th
13:21 6th
14:48 7th
17:05 8th
18:25 9th
20:20 10th
22:27 11th
23:25 Comment
24:18 12th
25:23 13th
28:10 14th

#money #finance #debt

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2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:47 $4,800 Mortgage
2:31 Your Comments
3:10 Went Up $1,000 a Month
5:16 Comment
5:31 Didn't Know
6:42 Comment
7:00 Property Taxes
7:45 Comment
8:11 HOA
9:10 $450 HOA a Month
10:41 Foreclosure
11:53 Comment
12:03 Increases
13:47 No Option
15:07 Everything Going Up
16:16 Gambling
17:40 $500 Increase
18:54 Term Lengths
20:24 Canadian Rates
22:00 Not Worth It
22:31 ARM

#money #finance #debt

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2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow

Chapters
0:00 Subscribe!
1:10 Plastic
2:12 Breakdowns
3:47 Electronics
5:09 Glitches
6:47 More Breakdowns
7:48 Comment
8:40 Horror Stories
10:01 Comment
10:58 New Car Dealership
13:02 Too Much Tech
14:16 Recalls
17:05 Anti Repair
18:35 Prices
19:59 Comment
20:31 $140,000 Quality
21:55 Comment
22:24 Repos
23:18 Payments
25:11 Depreciation
26:22 Out of Touch

#money #finance #debt

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2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:42 Average 2026 Prices
1:58 Your Comments
2:50 Taking Out Loans
4:11 Comment
4:23 Lost The Plot
6:05 Comment
6:26 Prices
9:05 Advice
9:38 Bills
11:33 Quotes
12:58 Comment
13:19 Engagement Rings
14:16 Ring
16:21 Comment
16:35 Destination Wedding
17:18 Italy
18:19 Photographer
18:59 "I Have No Choice"
20:22 Expensive Taste
22:31 Going Broke
24:05 Not Worth It
25:50 Divorce
26:56 Comments
27:14 Small Wedding

#money #finance #debt

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2nd Channel @ZacV2

Chapters
0:00 Subscribe!
0:42 Interviews
2:37 Comment
3:03 Her Own Job
4:03 Comment
4:39 Lying Job Listing
6:39 Comment
6:51 Layoffs
9:00 Job Market
10:12 CS Degree
10:58 Residency
13:45 Comment
14:03 Filming Layoffs
16:17 Comment
16:38 Quitting
17:33 Worst Thing You've Done
19:30 Office Siren
21:28 Trades
22:35 Getting Into Trades
25:01 Comment
25:47 Step Up
27:13 Fraud
28:54 Selling Studio

#money #finance #debt

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2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:43 $400k Gone
2:15 Comment
2:43 Fine Dining
4:14 Phone Number Scam
5:32 Comment
5:53 Took Everything
6:57 Comment
7:25 Fake Stories
8:37 Hidden Ads
9:39 Fake Engagement Online
10:51 Facebook
12:03 Comment
12:15 AI Video
13:12 Tricked
14:44 Salvage Truck
15:38 Vin
16:10 Fraud
17:40 Crypto ATM
19:31 Gurus
20:49 AG1
22:12 Jobs
23:15 Apartments
23:58 Comment
24:27 Dentist
25:22 Hidden Charges

#money #finance #debt

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2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:15 "Relatable"
3:06 Consumerism
5:29 "Entertainment"
5:47 Comment
6:25 Avoiding Stores
7:41 Spending Game
8:24 Video Games
11:05 Comment
11:39 Shopping Addiction
12:49 Comment
13:40 Comment
14:03 Labubu
16:09 Sports Gambling
18:35 $150k Paycheck To Paycheck
20:15 Quality
21:46 Comment
22:07 Bait
22:42 Disney
23:17 Prices
24:45 CC Companies
25:20 Credit Limit
26:44 Materialism
27:54 Selling Studios

#money #finance #debt

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2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
1:06 1st
3:29 Your Comments
4:21 2nd
6:24 3rd
8:07 4th
10:29 5th
12:42 6th
14:19 Comment
15:00 7th
16:53 8th
18:42 9th
19:55 10th
21:59 11th
24:16 12th
25:35 Comment
25:51 13th
27:23 14th

#money #finance #debt

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2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:05 1st
2:08 Comment
2:55 2nd
4:46 Comment
5:57 3rd
7:40 Comment
8:19 4th
9:53 5th
11:25 Comment
11:43 6th
12:50 Comment
13:25 7th
15:19 8th
16:59 9th
18:06 10th
19:52 11th
20:55 Comment
21:44 12th
23:02 13th
24:45 14th
26:15 Skit
26:53 Avoid

#money #finance #debt

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2nd Channel @ZacV2
Compilation Channel @TheZacRiosShow
My TikTok https://www.tiktok.com/@zacrios?_t=ZT-90LyuVCSxLr&_r=1

Chapters
0:00 Subscribe!
0:52 Frozen Meat
2:31 Your Comments
3:26 Restaurants Are Disappearing
4:47 Comment
4:53 Empty
5:30 Pity Marketing
5:51 Comment
6:12 Hidden Fees
7:07 Not Worth It
8:32 Fast Food
9:26 NYC Applebee's
10:27 Not Impressed
12:31 Comment
13:03 Insane Fees
14:07 Takeout Fees
15:17 Rolled Into Price
16:30 Comment
17:01 Walked Out
18:00 Tipping
18:58 Comment
19:19 Fees On Tips
20:07 Outsourcing
20:25 Virginia Food Tax
22:03 TGI Fridays
23:58 Comment

#money #finance #debt

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2nd Channel @ZacV2

Chapters
0:00 Subscribe!
1:15 Fashion Degree
2:54 Change Degree
5:32 Teacher Doesn't Want To Teach
6:58 Highest Unemployment Rates
8:28 Comment
9:34 Networking
11:27 Useless Degree
13:25 Comment
13:48 Dance Degree
15:22 What We Were Told
17:13 Comment
17:47 Unnecessary Classes
18:55 Non Traditional
20:37 Regret Now?
22:16 Med Degree

#money #finance #debt

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